Areas

Fintech Segments

Category

A. Credit

1. Peer-to-Peer Lending

2. Crowd Funding

3. Market Place for Loans

4. Online Lenders-NBFCs using own capital

  • All form of lending market places including Peer-to-Peer lenders and market place that connect non-institutional borrowers and with institutional and non-institutional lenders.

  • Also, includes crowd funding and equity funding platforms.

  • NBFCs that use alternative scoring and digital channels for acquisition.

B. Payments

1. M-Wallets and PPls

2. Merchant Payments and PoS Services

3. International Remittance

4. Crypto Currencies

  • Service that enable transfer of funds for various use cases – P2P (Person to Person), P2M (Person to Merchant), G2P (Government to Person).

  • Service targeted at both Payee and Merchants by enabling requisite payment infrastructure through mobile or other technologies.

C. Investment Management

1. Robo Advisors

2. Discount Brokers

3. Online Financial Advisors

  • Wealth advisory for mass affluent segments delivered through technology governed rules and investment strategies.

D. Personal Finance Management

1. Tax Filling and Processing

2. Spend management and financial planning

3. Credit Services

  • Tools and services for managing personal expenses and spendings; also includes tools for tracking personal credit score and credit planning.

E. Bank Tech

1. Big Data

2. Blockchains

3. Custom On-boarding Platform

  • Services that utilize many data points such as financial transactions, spending patterns to build risk profile of customers, this provides an alternate to traditional underwriting methods that are unable to serve people with limited credit data.